Great question! We appreciate your caution in confirming coverage before letting other people drive your car! Loop allows permissive use driving—what does that mean to you? As long as they’re legally allowed to drive and you’ve given them permission to borrow your car, they will be covered. If someone is using your vehicle on a regular basis, you'll want to have that driver added to your policy.
Of course, every claim is subject to review and approval. Every claim is different, and there is no way to guarantee coverage for every situation.