Referral program terms

Referral payments are regulated on a state-by-state basis. Right now, our referral program is only available in Texas, which means that we can’t pay for referrals if you or the person you refer live in another state, territory or country just yet — but join our waitlist and we’ll let you know when we can. In addition, you must be a U.S. resident. LOOP employees may not participate in our referral program. 

In the state(s) in which our referral program is available, we will pay eligible individuals $25 per referral up to a maximum of $250. You must use your personalized referral link to refer your friends or family members. Using that link is the only way you will get paid. So make sure you use it!

You cannot “refer” yourself (do we even need to say this?), your spouse, pet, or any other resident of your household.

You can refer a friend or family member who doesn’t live with you, and get paid for it! When referring a friend or family member, you can tell them about LOOP and that we offer a great car insurance product and about our mission, but you cannot get into the nitty gritty details of describing things like coverage amounts or rates. You must leave it to us as the licensed agent to help your friend or family figure this stuff out. 

Good news: You get paid when your friend or family member qualifies for an offer, whether they choose to purchase a policy or not. (We do not pay for referrals when your friend or family member does not qualify for an offer, does not reside in Texas, resides in your household, or your policy is no longer active.) 

Once a friend or family member applies for coverage and gets an offer, they can’t be referred again by a different person or again by yourself. The first referral link the friend or family member uses will be the one that counts.  Referrals are tracked by the details in the quote and multiple quotes from the same person or household will not result in multiple referral payments.

You cannot publish or distribute your referral link on websites or on blogs with the primary purpose of soliciting referral fees. And please, you cannot “spam” anyone with referral invitations. This includes mass emailing, texting or messaging people you do not know or using automated systems or bots through any channel to distribute your referral link. You are prohibited from paying to advertise your referral link. You also cannot pay your friends or family members to apply for coverage or share your referral fee with them.

We may make changes to, suspend or terminate our referral program or your ability to participate in our referral program at any time for any reason. We reserve the right to investigate all referral activities and to suspend accounts or not pay fees if we notice any activity that we believe is abusive, fraudulent, or in violation of these Referral Program Terms or our website Terms.

* This program is not available outside of the state of Texas. The referral fee is $25.

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