5 min read

Flood Safety: Staying Safe During A Flood

Published on
January 2, 2023

Floods are one of the most dangerous natural disasters, and they can happen anywhere, at any time. It is crucial to know how to stay safe during a flood, whether you're driving or at home. Here are some tips to help you prepare and stay safe during a flood.

Protecting Your Car from Flood Damage

Floods can cause extensive damage to vehicles. Here are some steps you can take to minimize flood damage to your car:

Park on high ground: Avoid parking in low-lying areas prone to flooding during a flood. Instead, park your car in a garage or on high ground. If you live in a flood-prone area, consider investing in a carport or elevated platform for your vehicle.

Inspect your car before driving: Thoroughly inspect your car for signs of damage before driving it after a flood. Check for water stains on the upholstery, moisture in the carpets, and mud or debris under the car. If you find any signs of water damage, do not start the car, as this can cause further damage.

Dry out your car: Thoroughly dry out your car if it has been flooded to prevent mold and corrosion. Open the doors and windows to let the air circulate, and use a wet-dry vacuum to remove as much water as possible. You can also use fans or dehumidifiers to speed up the drying process.

Check your oil and fluids: Check your oil and other fluids after a flood to ensure they haven't been contaminated by water. If you find water in the oil, transmission fluid, or other fluids, do not start the car, as this can cause further damage.

Have your car inspected: Have a professional inspect your car if it's been flooded. A mechanic can check for damage to the engine, electrical system, and other components that the flood may have affected. They can also advise you on whether your car is safe to drive.

Driving Safely During A Flood

When driving during a flood, the most important thing to remember is to get to higher ground. Ideally, you’d get off the road as fast as possible.

Avoid low spots, drainage ditches, and canyons. Don't try to cross flowing streams or flooded roadways, as road beds may be washed out. Avoid parking your vehicle along streams and washes, especially during threatening conditions. If floodwaters rise around your car, abandon the car and move to higher ground if you can do so safely.

If You’re Stuck Inside Your Vehicle

If you find yourself inside a flooded vehicle, don't panic. Call 911 with your cell phone and use this time to escape your vehicle. If a flash flood catches you, unbuckle, instruct your child to do the same, and lower your car window.

Don't cling to your car as an anchor, as this can be dangerous. Swim with the flow of the water until you find higher ground to climb onto and wait for help.

Staying Safe At Home

If you're trapped at home during a flood, stay in the highest part of the house. Don't try to walk through the floodwater. If you can, turn off electricity and water at the main switch.

Don't touch any electrical appliances while they're submerged in water. If you're on the second floor, you may need to break a window to escape. Move to the roof, if possible, so that rescue teams can spot you more easily.

You'll also want to have a means of communication, such as a phone, to call for help. It's important to have an emergency kit with basic supplies such as food, water, and a first aid kit in case you're stranded for a time. If you or someone else is injured, you'll also need a flashlight, blanket, and other items to keep you warm and dry.

Additionally, it's essential to have an evacuation plan in place in case you need to leave. Map out an evacuation route and ensure all family members know the route and where to meet up.

Finally, it's important to remain calm and stay focused. Try to stay in contact with family and friends, and watch for any signs of rescue. Your safety is the number one priority, so take all necessary precautions for your safety and the safety of those around you.

Preparing for a Flood

Download the FEMA (Federal Emergency Management Agency) app to receive real-time updates from the National Weather Service on the flood watch in your area. Share your plans with someone, save emergency numbers, and check tire pressure on your phone.

Keep a car emergency kit in your trunk with a blanket, flashlights, maps, jumper cables, flares, and emergency lights. Take pictures of your car for insurance in case the storm damages it. Store important documents, like your registration, in a waterproof bag.

In case of an emergency, call 911 or reach out to the following resources:

  • LOOP Care Team: 1-844-544-LOOP (5667) for questions/concerns about your car's protection
  • Motorists Helpline: 1-800-525-5555 if your vehicle is disabled or you're stranded on the side of the road
  • Non-emergency Help: 3-1-1 for local non-emergent contact line to call for information or road updates
  • State Emergency Assistance Registry: 2-1-1 for immediate resource needs and to find information about resources in your local community for food or housing, child care, etc.
  • Emergency: 9-1-1 for emergencies
  • RedCross: 1-800-RED-CROSS to connect with your local RedCross for assistance.

Remember, the most important thing during a flood is to stay safe. Avoid flooded areas, stay informed, and take precautions to protect yourself and your family.

About the Author: This article was crafted by the LOOP Marketing Team. Comprising of seasoned professionals with expertise in the insurance industry, our team is dedicated to providing readers with accurate, up-to-date, and valuable information. At LOOP, we're passionate about helping families navigate the world of car insurance, ensuring they get the best coverage at the most affordable rates. Learn more about our mission and values here.

For more insights on auto insurance and other related topics, visit our blog.

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